Commercial Loan
Purchasing a commercial property is a large step in developing your business, and can be daunting. Lucky for you, we’re here to guide you through the process.
The Commercial Loan Process
From our first consultation to final settlement, here are the steps to securing the perfect property for your business.
1. Get In Touch
We can have a chat to establish your unique financial situation and goals. Moving forward, we then send out a ‘Hello Pack’ linked to a safe portal for you to upload all the information that we need to do what we do best; find the most suitable solution for you.
2. Tailored Solutions
We’ll explore our network of lenders to find options that align with your business objectives. Once you’ve chosen a lender, we’ll help you get pre-approved, giving you a clear view of your borrowing capacity.
3. Secure Your Commercial Loan
When you’re ready to move forward, we’ll manage the entire application process, ensuring a seamless experience from start to finish. With funding secured, you can focus on growing your business in your new property.
Loan Types & Features
Explore a variety of loan types and features designed to meet your unique needs. Review the options below, and feel free to contact us with any questions.
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A variable rate loan features an interest rate that adjusts based on market conditions, providing flexibility in repayments and accommodating changes in interest rates. These loans often come with additional benefits, such as unlimited extra repayments, redraw facilities, and offset accounts.
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A fixed rate loan offers a stable interest rate, allowing you to budget confidently with a consistent repayment amount each month. This predictability makes it easier to manage your finances effectively.
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An interest-only loan allows you to pay only the interest on the loan principal for a specified period. This results in lower initial repayments, giving you the flexibility to allocate funds to other areas.
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A split loan enables you to benefit from both fixed and variable interest rates. This structure allows you to set a portion of your loan at a fixed rate while keeping the remainder variable, offering both stability and flexibility.
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A packaged loan provides discounts on both variable and fixed rate loans, often waiving additional fees and offering exclusive benefits. This option typically includes an annual fee.
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A guarantor loan leverages the equity from an existing property to help you purchase a home sooner and potentially avoid fees like Lender’s Mortgage Insurance (LMI). Eligible guarantors may include parents, siblings, or grandparents.
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A bridging loan is a short-term financing option that enables you to purchase your next home before selling your current one. This loan allows you to time your sale to suit market conditions while using the equity in your existing property as security for the deposit on your new home.